The Money Times - news and ideas about frugal living

When you're hiring a financial planner, it pays to screen carefully. For one thing, you need to understand exactly how planner candidates are paid, so that you can make an informed market decision. But remember -- not many worthwhile pros…

Saudi Arabia and Russia just destroyed the oil price rally, potentially putting an end to all the speculation about what the group might do next. But higher production doesn't necessarily mean higher oil prices are entirely out of the…

One often accepts whatever is being offered by an employer from the fear of demanding a lot more than what the employer might be prepared to pay. Remember, never undervalue your skills simply because the offer made to you…

Separation or divorce is traumatic times for both the partners, but cool-headed pragmatism helps execute the split effectively, financially as well as emotionally.

Alcohol may be deemed to be sleep-inducing, but in fact, it robs you of your sleep, researchers have claimed. According to the findings of a new study, drinking alcohol may help you fall asleep but it disrupts…

Addiction is broadly defined as the persistent use of mood altering substances or maladaptive behaviors in spite of adverse consequences. Most forms of addiction share more than they don't. At times, an adverse consequence related to…

When one problem comes along, a whole multitude of them seem to appear. Dealing with substance abuse or PTSD, which stands for post-traumatic stress disorder, by themselves is difficult. Substance Abuse First…

The docile chicken may not always have been as tame and harmless as it is today, it seems. Scientists are looking to determine conclusively that the chicken of today, and modern birds in general, actually are descendants of the…

The brains of gay men look a lot like those of straight women and the brains of lesbians bear resemblance to those of straight men, says a new research that emphasizes the role of biology in sexual orientation. According to the Swedish…

Global warming may lead to intense transformation in the climate, according to a government research report released on Thursday. Warning about the dire consequences of changing climate scientists said that in coming future droughts will…