Money Matters - Simplified

Credit Cards

Beware!! Perfect Money targeted by Cyber expert criminals

We have news for you folks!! Cyber expert criminals are eyeing another online currency by the name of Perfect Money; they seemed to have shifted their attention from the Liberty Reserve, the digital currency firm to grab some “Perfect Money”.

Planning to Reduce Your Debt? Get Practical

If you are determined to reduce your debt and are serious about this, it pays to get practical. Look at your budget and figure out exactly how you can make the best use of your monthly income.

Top 5 Credit Card Myths

Credit card issuers generally do not disclose much information about their product. There are many myths about credit cards in the market, and believing in one can cost you dearly. The best thing to do? Know these myths and get wiser.

Understanding Credit Card Reward Programs

Typically, credit-card companies try to lure their customers by linking their credit-card purchases to certain attractions or benefits. These reward programs are therefore extremely desirable even from the customers’ point of view, provided a little vigilance and prudence is used while choosing them.

7 Ways to Shun Credit Card Debt

For a shopping freak, credit cards might be the invention of the millennium, but this instrument needs to be handled wisely so-as-to reap its benefits for a long time to come.

Credit Card Debt & Delinquencies Fall in First Quarter of 2013

Americans are doing a better job of paying off their credit card debt, and they are doing so in a timely manner.

Climbing Out of Debt in 2013

Credit card bills will soon arrive and show how much households spent during the holidays. Chances are good that many consumers added a few hundred dollars of debt to their credit card accounts which already averaged nearly $5,000 per cardholder.

How to Deal with post Christmas financial blues

Christmas may just be over, but it can take months for some people to get their finances straightened after the festive period. January is one of the worst months for debt.

The Debit Card vs Credit Card

Although, there are many alternatives to cash like the credit and the debit cards, the common man is yet to understand the nitty-gritty involved in their usage.

Building a Desirable Credit Score

It is your credit score that will eventually determine your credit worthiness and make your access to loans and other kinds of financial instruments either easy or difficult.