Money Matters - Simplified


Virtual Reality

Be it the chatrooms, the networking sites or just simple e-mails, its amazing to see how introverts of real world become miraculously open on the internet. The not-so-loud and the timid turn out to be live wires, when in front of a screen and a keyboard. I ponder upon the reasons why:

Nobody’s really real. In a bid to make an impact on their peers people usually exaggerate or in some case go completely astray while proclaiming their achievements but there’s always a fear of getting caught. It’s so easy to impress on the internet, people can go on bragging about stuff which only exists in their imagination. Pore over some scrapbooks and you’ll realize how both parties are bluffing each other, amazingly each contented with the other.

Socializing on the net?

The mushrooming SNSes (Social Networking sites: for the uninitiated) make me wonder if there is something really pleasant about them. Initially, I must admit, the idea seemed intriguing and I went ahead with it, decorating a page with my personal details and preparing to connect with friends, acquaintances and just random strangers.

Within no time, I built up a network and found myself into discussions with old fellows that I couldn’t have imagined meeting in this life. A few months into the usual greetings and chatter and I was fed up. It had to go. I could not figure out what to keep discussing with people who possibly have just one thing in common with you – the school you studied at, when you were in kindergarten.

Love to shop? – How about making it a profession?

We’ve always known that shopping makes the pocket lighter, but what if it starts to make it heavier. Well to earn while you shop is the next ‘in’ thing! In today’s world where retail outlets, malls and exclusive brand showrooms are growing at a fast pace, giving rise to stiff competition, feedbacks, constant upgradation, more feedbacks and yet more competition to enhance consumer satisfaction and encash upon the loyalty of customers, the new buzz word in the world of retail marketing is – mystery shoppers.

A mystery shopper can be anyone hired by the company to visit retail outlets, theaters, restaurants, malls etc and pose as customers, buy their products and services and in the garb of it all, evaluate the services they receive and the point in question behind the assignment.

24 Hour News Channels: Less News, More Entertainment

Gone were the days when we used to wait for the Prime Time news bulletin. There used to be a handful of channels telecasting such bulletins.

The scenario has changed drastically in the past five years. There are plenty of them and that too running 24*7. Has the world become such a happening place? Do we really need such channels? Are they doing justice to news and journalism?

I keep ruminating over these questions whenever I switch on the TV ad tune to one such channel.

One very amazing concept; which I have never been able to understand is: “BREAKING NEWS.” I always thought Breaking News will be something for which a running news bulletin has to be stopped as the news is of utmost importance. For instance, a country goes to war with another or a very famous person died.

The World is watching you!!!! Beware

With increasing craze of logging-into social networking sites such as MySpace, Orkut and Facebook, experts warn that people could be actually putting themselves at risks like identity theft and stalking. Take basic precautions to protect yourself;

• Check the website’s privacy policy. Websites allow restricted as well as unrestricted access to posted content. If possible, restrict access to your profile so that only close friends can view your information.

• Consider omitting full names, addresses, phone numbers, maiden names or any other personal details that could allude to passwords.

Don’t just know your kids! Understand them!!!

Do you think you are an ideal parent? For me ideal parents are the ones who really know their child. Knowing your child doesn’t mean know only what he/she likes and doesn't like, but also understand his/her interests and challenges.

We often talk about our wards’ well being, their bright future, and for this we continuously look for the highest standard of career-oriented courses for them, without knowing their field of interest.

This is really ridiculous in today's society of highly educated people. Healthy parenting is not easy. Just consider your children's feelings, wishes, and plans and let them share their personal information with you..

Downsize Your Debt Into Installment Loans

Millions of Americans are struggling today due to overwhelming debt.
This struggle entails trying to keep up with 20 or more different payments every month. Consolidating and downsizing their debt into installment loans could be the answer that they are looking for to regain financial peace in their lives.

Most people think that if they keep paying what they can afford, the debts will eventually be paid off. Due to tremendous interest rates, sometimes this is not the case and therefore, the need to find another avenue arises. If you only pay partial payments, or skip payments, the debts do not get paid down, and they may increase. What is truly needed at this point is a way to downsize your debt into installment loans. By doing so, you will only have one payment to budget in to your finances, and this payment is commonly more efficient with a noticeable impact on the value of your debt.

Recycling Old Cell Phones, the Cell For Cash Way

Over the past twenty years, cell phones have gone from being a luxury to a necessity. According to current estimates, there are more than 3 billion cell phone users worldwide, resulting in millions of obsolete and unused phones floating around. The danger from these unused phones is in the metals they contain. Unless disposed off properly, they can cause serious damage to all around.

Why should I recycle my cell phone?
With a large number of these phones ending up in landfills, landfill leakage is a major environmental concern today. The potential damage is scary to even think of: the toxins from a single phone can pollute up to 132,000 liters of water. Cadmium from the cell phone can damage the kidneys; lead can affect the central and peripheral vision. Mercury poisoning can cause brain damage.

The need of the hour is to recycle these obsolete phones. One way to prevent this from becoming a reality is ensuring the cell phones you dispose off are recycled. In the U.S. alone, only 2.3% of the over 500 million obsolete phones are recycled. In this scenario, having a facility to recycle these phones becomes critical. Today, we will review, a website that helps you recycle your cellphones.

The Cell for Cash website gives you the value for your obsolete phone by buying it from you, and recycles these phones in collaboration with RMS Communication Group. There are specific criteria your phone would have to meet to qualify for a sale at Cell for Cash. In the event your phone does not qualify, the site gives you recycling options –donate it online, trade it in, or drop it off at some convenient location.

The best thing about Cell for Cash is it helps increase awareness levels about the dangers unused cell phone pose to the environment and how to avert such a scenario. There is a section with articles pertaining to the subject and an e-book that can be downloaded. A free newsletter, an affiliate program, a cell phone bank, and promotions make the site user friendly and interesting to browse through.

Cell for Cash accepts phones from 25 manufacturers. It buys the phones off customers at discounted prices. Customers can find out what their old phone will fetch by typing in the manufacturer’s name and selecting the relevant model. Customers can also search by image.

The site has been designed to maximize usability and is hard to fault mostly. A search engine has been incorporated to make the process of identifying your phone easier. Currently, it is also running a contest that gives customers the chance to win $1,000.

However, as with many other US-based sites, non US customers wanting to sell their phones face a major problem at Cell for Cash. The website accepts addresses only in the US. This information is something that needs to be displayed on the home page, so non-US users do not feel let down at the end of an exhaustive search.

Cost effective solution for your Merchant Account

Internet has forever changed two very important aspects of our lives – the way we communicate and the way we do business. Businesses from all sections of industry today – entertainment, sports, insurance, etc. – have a presence on the Internet. Today, we will review a website that deals with the transaction process industry. helps merchants to manage the opportunities and risks associated with payment processing. It has as customers businesses of all sizes, and positions itself as a player that facilitates the growth of small to medium businesses.

Teleconferencing, connecting your people globally!

In today’s world, one area of communication that is critical to businesses worldwide is teleconferencing. Teleconferencing enables the live exchange of data between people remotely using a telecommunication system, usually a phone line.

Teleconferencing is a critical aspect of a business organization’s communications requirements today. It offers some obvious benefits to users. The most critical among them are increased productivity and reduced costs.

This week we are reviewing AccuConference, a leading player in the teleconferencing arena. AccuConference positions itself as the one-stop shop for all your teleconferencing needs. It has an impressive list of offerings, all of which are available to you at affordable cost.

At AccuConference, the buzz words are total commitment to customer satisfaction. The magic numbers are 8/5/100 – an 8-second hold time, a 5-minute set up time, and 100% satisfaction.

Among the range of facilities on offer is a record and download facility for calls. Besides, you also get on-demand video, web, and toll-free conferencing facilities. Other AccuConference offerings include conference calls at flat rates and also operator-assisted conference calls.

The biggest advantage of using AccuConference is the saving it offers on cost. Regular teleconferencing facilities are available toll-free at 9.9 cents a minute. This facility also does not entail any reservation charges. Even the video conferencing facility is a steal at 15 cents a minute. The site offers you the convenience of paying for what you use – there are no expensive sign-up or monthly fees. You have the option of paying by the minute.

The site also has informative features, including a blog, a press room, and a newsletter. Other features include a Rate Calculator, along with brochures and white papers. There is also information on call etiquette, along with tips.

AccuConference offers secure online transactions, something that is a regular feature at all credible websites. A user-friendly site design makes for easy browsing. The hyperlinks are user-friendly and placed logically.

The site scores high on usability.